News Karnataka
Sunday, December 10 2023

What Should You Know about Pradhan Mantri Awas Gramin (PMG)?

PMAY - Representative Pic
Photo Credit : Pixabay

There are many schemes that the Government of India launch from time to time. The purpose is to uplift the lifestyle of people and give them better opportunities in life. Most of these schemes are launched to ensure that the people living in rural areas can have a better life.

Among them, one scheme is Pradhan Mantri Awas Gramin (PMG). It is a critical government-sponsored housing scheme for rural India launched in the year 2016. With this scheme, people in the rural areas can enjoy affordable housing if they are suitable beneficiaries. Talking of PM Awas Gramin List, it has the names of people eligible for the Pradhan Mantri Awas Yojana-Gramin (PMAY-G) scheme.

Is everyone eligible for this scheme?

One can become a part of this scheme only if he fulfils the following criteria:

  • One must be a citizen of India
  • One should have a household income less than three lakh a year.
  • One should be living a rural area.
  • One should not have a pucca makaan/house.

You can easily apply for PM Awas Gramin

You can apply for PM Awas Gramin through the official website or similar platforms online. You can also apply by going to the nearby bank branch. The best part is that you don’t have to face any challenges. The procedure is quick and simple to ensure eligible people can easily apply for it.

Quick perks of Pradhan Mantri Awas Gramin

If you become a beneficiary of PM Awas Gramin, then you can avail of the below-given perks:

  • Enjoy reasonable housing 

The purpose of PM Awas Gramin is to ensure that rural households get affordable housing who are not in a position to build or purchase a house on their own. With this scheme, people get financial assistance in the shape of a subsidy or even a loan to ensure that they can build or elevate their homes.

  • Grant for construction/upgradation

Being a beneficiary of PM Awas Gramin, you can get a subsidy for construction or even upgradation of your homes. They will transfer the subsidy amount will transfer directly to your bank account, dropping the financial burden on you. hence, it is simple and quick.

  •  Lessens your financial burdens 

With PM Awas Gramin, you get financial assistance in the shape of a subsidy or loan to aid you in building or upgrading your homes. The sum of financial assistance differs depending on your category like scheduled castes/tribes, even minorities, or other low-income households. Certainly, you can check the details about the variations in financial assistance on the website.

  •  Women empowerment 

The scheme endorses the empowerment of women by acknowledging them as the head of the household and even guaranteeing that the title of the house is in their name or even together with their spouse. This helps in uplifting the status of women both socially and economically.

  • Convergence with different Schemes

PM Awas Gramin is specifically and carefully designed to converge with other types of government schemes and programs. The purpose is to offer a complete approach to rural development. It works in harmonization with programs such as Swachh Bharat Abhiyan and Pradhan Mantri Ujjwala Yojana (PMUY) to ensure general growth and improvement of living conditions of families living in rural areas.


So, if you have never explored such schemes, it is high time that you do it. these can help you in living your life in a better manner.

Cover Photo: Pixabay

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