Taxpayers filing Income Tax Returns (ITRs) for Assessment Year (AY) 2026–27 must complete the e-verification process after submitting their returns to ensure successful processing by the Income Tax Department. While filing an ITR is an important step in meeting annual tax obligations, the process remains incomplete unless the return is verified within the prescribed period.
For the financial year 2025–26, salaried taxpayers who are not required to undergo an audit are generally expected to file their returns by July 31, 2026, although deadlines may differ depending on the taxpayer category and filing requirements.
E-verification mandatory after ITR submission
The Income Tax Department has made online and offline utilities available through its e-filing portal for AY 2026–27 filings.
After filing an ITR, taxpayers are required to verify the return electronically or through other approved methods. Without verification, the return may not be processed and can remain invalid for tax purposes.
Failure to complete the verification process may also delay refunds and lead to compliance-related issues.
Authorities provide multiple options allowing taxpayers to complete verification based on convenience and eligibility.
Aadhaar OTP option for quick verification
One of the commonly used methods is verification through Aadhaar-based OTP authentication.
Under this process, taxpayers must ensure that their Aadhaar is linked with PAN and that the registered mobile number is active.
After filing the return, users can select the “Verify Using Aadhaar OTP” option on the e-filing portal.
A one-time password will be sent to the mobile number linked to Aadhaar. Entering the OTP completes the verification process.
Net banking and bank account methods available
Taxpayers can also complete verification through net banking facilities.
Users are required to log in to their bank’s internet banking platform and access the Income Tax section or e-filing services menu.
Selecting the e-verify option redirects users to the Income Tax portal, where verification can be completed directly.
Another option involves using a pre-validated bank account or demat account linked on the Income Tax portal.
After selecting the relevant option, taxpayers receive an OTP through their registered mobile number or email, which must be entered to complete the process.
Digital signature option for specific taxpayers
The Digital Signature Certificate (DSC) method is also available for e-verification.
This option is generally used by categories of taxpayers for whom digital signatures are mandatory, including companies and individuals whose accounts require audits.
The digital signature is attached electronically during the process and acts as a verification mechanism for the submitted return.
Physical ITR-V submission remains an option
Taxpayers who are unable to complete electronic verification can choose to verify their returns physically.
Under this process, taxpayers must download the ITR-V acknowledgement form after filing the return.
The signed copy must then be sent to the Centralised Processing Centre (CPC) in Bengaluru within 30 days from the date of filing.
Completing the verification process remains essential to ensure that the ITR filing is recognised and processed successfully by tax authorities.