New Delhi: Banks across India will observe several holidays in November 2026 due to Sundays, second and fourth Saturdays, and regional festivals. According to the Reserve Bank of India’s (RBI) holiday calendar, festival-related bank closures will fall on November 9, 10, 11, 13, 16, 20, 23, 24 and 27 in specific states and regions.
The holidays include Diwali, Laxmi Puja, Govardhan Puja, Chhath Puja, Guru Nanak Jayanti, Karthika Purnima and Kanakadasa Jayanthi, among other regional occasions.
However, a bank holiday in one state does not necessarily mean that branches will remain closed across the country. Customers should check the holiday schedule applicable to their location before visiting a branch, depositing cheques or planning cash-related transactions.
Digital banking services such as UPI, mobile banking, internet banking and ATM access are expected to remain available during these holidays.
Nationwide bank holidays in November 2026
Apart from festival-related closures, banks will remain shut on Sundays and the second and fourth Saturdays in November.
All Sundays in the month fall on November 1, 8, 15, 22 and 29. Under the standard banking holiday schedule, the second and fourth Saturdays, November 14 and November 28, will also be bank holidays across India.
The nationwide weekend closures are separate from regional holidays declared by the RBI for individual states.
State-wise list of bank holidays in November 2026
The RBI’s holiday calendar lists several festival-related closures during November. The dates and locations vary depending on the festivals and regional observances.
Here is the state-wise list of holidays mentioned in the calendar:
| Date | Day | Holiday or occasion | States and regions |
|---|---|---|---|
| November 1 | Sunday | Puducherry Liberation Day, Kut, Haryana Day, Kannada Rajyothsava | Puducherry, Manipur, Haryana and Karnataka |
| November 2 | Monday | Nongkrem Dance | Meghalaya |
| November 9 | Monday | Diwali, Laxmi Puja (Deepawali), Govardhan Puja, Vishwakarma Day | Tripura, Madhya Pradesh, Chandigarh, Sikkim, Manipur, Rajasthan and Uttar Pradesh |
| November 10 | Tuesday | Diwali (Bali Pratipada), Deepawali (Govardhan Puja), Laxmi Puja, Vikram Samvant New Year Day | Gujarat, Uttarakhand, Maharashtra, Karnataka and Sikkim |
| November 11 | Wednesday | Laxmi Puja (Deepawali), Ningol Chakkouba, Bhratridwitiya, Bhaidooj, Chitragupt Jayanti | Sikkim, Manipur, Uttar Pradesh, West Bengal and Himachal Pradesh |
| November 13 | Friday | Wangala Festival | Meghalaya |
| November 16 | Monday | Chhath Puja, Surya Shashti Dala Chhath (Prath Arghya) | Bihar and Jharkhand |
| November 20 | Friday | Igas-Bagwal | Uttarakhand |
| November 23 | Monday | Seng Kut Snem | Meghalaya |
| November 24 | Tuesday | Guru Nanak Jayanti, Karthika Purnima, Rahas Purnima | Mizoram, Maharashtra, Madhya Pradesh, Odisha, Rajasthan, Jammu and Kashmir, Nagaland, West Bengal, Uttar Pradesh, Chandigarh, Uttarakhand, Telangana, Arunachal Pradesh, New Delhi, Chhattisgarh, Jharkhand and Himachal Pradesh |
| November 27 | Friday | Kanakadasa Jayanthi | Karnataka |
Note: The table reflects the dates and regional coverage provided in the RBI holiday calendar information. Weekend closures are listed separately.
Important festivals affecting bank operations
Several major religious and regional occasions account for the November bank holidays.
Diwali and related celebrations: The festival-related closures on November 9, 10 and 11 cover different observances associated with Diwali. These include Laxmi Puja, Govardhan Puja, Bali Pratipada, Bhaidooj and regional New Year celebrations. The dates vary across states according to local customs and holiday notifications.
Chhath Puja: Banks in Bihar and Jharkhand will observe a holiday on November 16 for Chhath Puja, including the observance of Surya Shashti and Dala Chhath.
Guru Nanak Jayanti and Karthika Purnima: November 24 will see closures in several states and regions for Guru Nanak Jayanti, Karthika Purnima and Rahas Purnima. The holiday applies to the locations listed in the RBI calendar.
Kanakadasa Jayanthi: Banks in Karnataka will remain closed on November 27 to mark Kanakadasa Jayanthi, an important occasion in the state’s cultural and religious calendar.
Other regional observances, including Wangala Festival in Meghalaya, Igas-Bagwal in Uttarakhand and Seng Kut Snem in Meghalaya, will also lead to local bank closures.
Will digital banking services remain available?
Although physical bank branches will remain closed on designated holidays, most digital banking facilities are expected to continue functioning.
Customers can generally use the following services:
- UPI payments: Digital payments through UPI apps are expected to remain available.
- Mobile banking: Banking applications can be used for eligible transactions and account-related services.
- Internet banking: Customers can access online banking facilities, subject to the services offered by their banks.
- ATM services: Cash withdrawals and other ATM facilities are expected to remain operational, depending on cash availability and technical conditions.
However, services that require branch-level processing may be delayed until the next working day. These can include certain cheque-related activities, document verification and other in-person banking requests.
What customers should check before visiting a bank
Customers planning branch visits in November should verify the holiday schedule for their particular state or city. Regional holidays are not applicable uniformly across India, and branches in one state may remain open while those in another are closed on the same date.
Those who need to submit cheques, complete documentation or carry out transactions requiring staff assistance should plan ahead. It may also be useful to complete urgent branch-related work before long holiday periods.
The RBI’s state-wise holiday calendar is the key reference for checking scheduled closures. Customers can also confirm dates through their respective banks, particularly when a regional festival or local holiday is involved.
Conclusion
November 2026 will have several bank holidays linked to Diwali, Chhath Puja, Guru Nanak Jayanti, Karthika Purnima and other regional festivals. In addition to these closures, banks will remain shut on Sundays and the second and fourth Saturdays.
Since festival holidays differ from state to state, customers should check the applicable RBI calendar before planning branch visits. Digital banking services, including UPI, mobile banking, internet banking and ATMs, are expected to remain accessible during the holidays.