Udupi: A user from Udupi has raised concerns after allegedly finding a loan taken in his name after he sought only a CIBIL report through the BikeDekho app.
User questions unexpected loan
In a post on X dated August 8, user Vedant Udupi tagged BikeDekho, CarDekho and IDFC FIRST Bank, questioning why a loan had been taken out in his name.
He claimed that his only request was to obtain a CIBIL reading report through the BikeDekho app. However, he said he subsequently discovered a loan associated with his name.
“Why is a loan taken out on my name when all I had asked was a cibil reading report in the bike dekho app?” he posted.
The user expressed disappointment and sought immediate action from the companies concerned.
Seeks removal from CIBIL report
Vedant urged BikeDekho and the bank to reverse the loan immediately and ensure that it does not appear on his CIBIL report.
The post has raised questions about the process through which credit-related services and loan applications are initiated through online platforms.
However, the post itself does not establish how the loan was processed or whether it was issued without the user’s consent. There is also no response from BikeDekho, CarDekho or IDFC FIRST Bank included in the post.
Awaiting clarification
The matter highlights the importance of users carefully checking the permissions, consent requests and terms displayed while accessing credit-related services online.
Any clarification from the companies or further details regarding the alleged loan could establish what led to the transaction and whether the user’s credit record was affected.