Billionaire and Thyrocare founder Dr. A Velumani recently underscored the value of living simply. Sharing the story of a Bengaluru engineer drawing over ₹1.5 lakh monthly but finding it hard to meet ends, Velumani stated, “Without frugality, life becomes vulnerable. Success isn’t about hefty earnings; it’s about minimal needs.”
His post ignited online discussions. Many agreed that true financial strength lies in controlled spending, thoughtful investments, and planning ahead. Several users echoed the sentiment that wealth isn’t determined by income alone but by how wisely it’s managed. The popular formula shared—“Earn, invest, repeat”—emphasized that lasting peace comes from financial freedom, not inflated salaries.
Yet, critics highlighted a harsher reality. In Bengaluru, where rents for basic 2BHK apartments hover around ₹55,000 monthly, even a ₹1.5 lakh paycheck stretches thin. Taxes, school fees, healthcare bills, and rising day-to-day expenses further strain take-home pay, leaving little room for meaningful savings.
Adding to the conversation, a Reddit user, posting under the name onepoint5zero, shared his struggles. Despite his well-paying IT job, he admitted he’s always one crisis away from financial insecurity. Between rent, EMIs, and family responsibilities, there’s little buffer left. He candidly expressed how Bengaluru’s high-paced, high-cost environment often keeps professionals living paycheck to paycheck, constantly anxious about job stability and the need to upskill.
His post resonated with many, highlighting how high salaries in metros often mask financial fragility beneath the surface.
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