A young software development intern in Bengaluru has sparked conversation online after sharing how she manages her monthly expenses on a modest budget of ₹18,000.

Amy Arora, 22, detailed her spending habits in a viral Instagram video, offering a realistic glimpse into affordable living in a city often known for its high cost of living.

Budget breakdown reveals practical living

Arora explained that her biggest expense is rent, as she lives in a paying guest (PG) accommodation costing around ₹7,200 per month. This allows her to avoid the higher costs associated with renting an independent apartment.

Food is her next major expense, with approximately ₹3,600 spent monthly through a mess service, helping her keep costs predictable and affordable.

Her commute remains economical at about ₹1,600 per month, as she travels to the office only twice a week.

Balancing essentials and lifestyle

Despite her limited budget, Arora allocates funds for personal spending. She spends around ₹2,000 on eating out and ordering food, another ₹2,000 on online purchases, and approximately ₹1,500 on shopping and miscellaneous needs.

For leisure activities, she takes a cost-effective approach by participating in collaborations, allowing her to enjoy experiences without additional expenses.

Social media finds it relatable

The video has resonated with many users, especially young professionals and students navigating life in Bengaluru. Several viewers described her budget as realistic, noting that careful planning and lifestyle choices can make city living manageable.

Others pointed out that staying in PG accommodation and relying on mess facilities significantly reduces expenses.

A lesson in mindful spending

Arora’s breakdown highlights how disciplined budgeting and conscious choices can help individuals live within their means, even in an expensive urban environment.

Her experience serves as a useful guide for newcomers and young earners, showing that while Bengaluru can be costly, it is still possible to manage finances effectively with the right approach.