Convenience and efficiency are critical components of present-day banking. High-yielding accounts may now be accessed on your fingertip thanks to digital banking, which has made the process of setting savings accounts simple. The Maxima Savings Account from Ujjivan Small Finance Bank is a prime example of this; it provides competitive interest rates, unique benefits, and a simple online application process.
The step-by-step instructions for filling out the online application and obtaining the necessary paperwork to start a Maxima Savings Account are given below.
Documents Required:
- Identity Proof: A valid government-issued photo ID such as an Aadhaar card, PAN card, or passport.
- Address Proof: Recent utility bill, rent agreement, or any document verifying current residential address.
- Income Proof: Salary slips, Form 16, or bank statements evidencing income source.
- Existing Fixed Deposit Details (if applicable): Details of a fixed deposit of Rs. 15 lakh or more with Ujjivan Small Finance Bank are required to meet the Maxima Savings Account eligibility criteria.
With these documents, individuals can proceed with the online application process, which is designed to be user-friendly and efficient.
Ujjivan Small Finance Bank and the Digital Era
Ujjivan Bank has been expanding its digital footprint and has been at the forefront of financial and digital inclusion. We strive to deliver a premium banking experience, ensuring that our services are tailored to the unique requirements of our discerning customers.
How to Apply Online:
- Visit the official website of Ujjivan Small Finance Bank (www.ujjivan.sfb.in) and navigate to the “Accounts” section.
- Click on the “Maxima Savings Account” option and select “Apply Online.”
- Fill out the online application form with personal and contact details, ensuring accuracy and completeness.
- Upload scanned copies of the required documents mentioned above.
- Identity verification is done through a one-time password (OTP) sent to the registered mobile number or email address.
- Review the information provided and submit the application.
Once the application is received and processed, a dedicated team from Ujjivan Small Finance Bank will reach out to you for any additional documentation or clarification required. Upon successful verification and approval, you’ll receive your account details and the coveted RuPay Select Debit Card, granting you access to a world of exclusive benefits and privileges.
Enjoy an unparalleled banking experience, including:
- High-Interest Rates: Earn up to 7.5% interest per year, one of the highest rates in the sector, ensuring your savings grow at an accelerated pace.
- Zero Charges: Experience unlimited and free transactions across any bank ATM, NEFT, RTGS, IMPS, cheque book, and demand draft, as well as unlimited cash deposit and withdrawal at any Ujjivan SFB branch.
- Elevated Transaction Limits: Enjoy a daily ATM cash withdrawal limit of Rs. 2.5 lakh and a POS and e-commerce limit of Rs. 5 lakh, giving you the freedom to transact without constraints.
- Exclusive Health Benefits: Maxima Savings Account holders receive complimentary health services for the first year, including health check-ups, consultations, discounts, and cashless hospitalisation at select network hospitals.
- RuPay Select Debit Card Perks: Gain access to two complimentary airport lounge accesses per quarter at select domestic airports, personal accident and total permanent disability cover of up to Rs. 10 lakh, and exclusive merchant offers and discounts on travel, dining, shopping, and more.
With the Maxima Savings Account and its seamless online application process, Ujjivan Small Finance Bank has truly redefined the concept of convenient and rewarding banking. Whether you’re a working professional, entrepreneur, or simply someone seeking to maximize your savings, this account offers a compelling proposition that caters to your financial goals while providing a host of exclusive benefits.
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