In a heart-wrenching turn of events, a family in Kerala’s Parappachal, Kasaragod, came back from a hospital visit only to discover their house locked and seized by the Kerala State Cooperative Bank over an unpaid loan. The family’s furniture and belongings were left scattered outside.

The affected family included 70-year-old Janaki, her son Vijesh TP, daughter-in-law Vijina, and their two children. Shocked and helpless, they were forced to sleep outside in their courtyard, setting up a makeshift kitchen to survive the night. “We returned around 6 pm to see a bank notice pasted on our wall. The house was sealed,” Vijesh recalled.

Their story drew widespread attention after media coverage highlighted their plight. Moved by the reports, Unnikrishnan Nair, an NRI businessman from Cherthala, Alappuzha, intervened generously to settle their dues.

Originally, Vijesh had borrowed Rs 2 lakh in 2013 to kickstart a small business. Tragically, a fall in 2015 left him with a fractured thighbone, rendering him unable to continue working as a coconut plucker. While he had managed to repay Rs 37,000, the outstanding loan had ballooned to Rs 6.5 lakh due to accumulating interest and penalties.

Thanks to Nair’s swift financial assistance, the bank immediately halted recovery actions, allowing the family to reclaim their home by Thursday evening. Vijesh, overwhelmed with gratitude, said, “We didn’t know him, yet he came forward and saved us.”