A Reddit post by a man earning Rs 82,000 per month has gone viral after he shared his struggles in supporting his family due to a heavy home loan. His post has sparked widespread debate online about the financial challenges many face despite seemingly comfortable salaries.
The user explained that a significant portion of his income, Rs 36,000, goes toward repaying his Rs 46 lakh home loan, leaving him with limited funds to cover other living expenses. Due to family commitments, he is unable to relocate to a more lucrative job market, and he is seeking ways to earn an additional Rs 15,000 to Rs 20,000 per month to ease his financial burden.
In his post, the man wrote, “So I work in a 9-6 job and earn Rs 82,000 per month. However, my income is not sufficient to run a family as I have a large chunk of a home loan to pay for. I am looking for ideas via which I can generate some extra income.”
He also listed his skills, including public speaking, customer service, and designing via Canva and PowerPoint, and asked fellow Redditors for advice on earning more while maintaining his current work schedule.
“I am good at public speaking, customer service, designing via Canva and PowerPoint, and usually read history and literature to learn more about them. Can you all please guide me on what I can do that fits my schedule and I can earn a little more, like 15-20k rupees a month?” he added.
Reactions and Debate: The post resonated with many users, sparking a debate about the challenges of managing finances even with a decent salary. Some Redditors shared their experiences and suggestions for side hustles or online freelance opportunities, while others expressed concern about the increasing cost of living and the burden of loans.
Several users sympathized with the man’s situation, noting that high home loans, especially in major cities, are a common challenge for many middle-income earners. Others suggested exploring online tutoring, freelance graphic design, or content creation as potential ways to supplement his income.
This post highlights a growing concern in India, where even middle-class families are struggling to make ends meet despite having a steady income, particularly when large financial commitments like home loans are involved.
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