A heartfelt Reddit post from a Bengaluru-based engineer is winning hearts online, where he shares his climb from humble beginnings to achieving a net worth of over ₹1 crore — all before turning 30.
Posting under the subreddit r/IndiaPersonalFinance, the techie, now in his late 20s, began his career in 2018 with a modest annual salary of ₹2.4 lakh. Hailing from a financially struggling family — his parents earned under ₹15,000 combined — he recalls growing up with minimal resources but abundant grit.
“I wasn’t a topper, just a lazy smart kid who loved cricket,” he wrote, noting his 89% scores in 10th and 12th with minimal studying. He cracked the JEE and opted for a local engineering college — not for prestige, but because the college bus stopped near his home.
He pursued ECE and dabbled in electronics, but soon shifted focus to coding. A campus placement with a service-based firm kickstarted his career. From saving ₹2,000 a month while living in a PG, to learning from peers and mentors, he gradually built skills and confidence.
The pandemic brought a setback — a job offer from a Big 4 vanished — but also a turning point. He later bagged a ₹12 LPA role, and in 2022, cracked 13 interviews, finally landing a ₹32 LPA job with equity perks taking his total CTC to nearly ₹50 LPA.
Despite success, he remains grounded — still using his 2019 Android phone and wearing ₹250 shoes. Today, he invests ₹71K/month via SIPs, and his portfolio has grown from ₹31.6L in 2023 to over ₹1 crore in 2025.
His advice? “Stay frugal, focus on compounding, and remain humble.”
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