Finance

A 22-year-old’s question on EMIs vs saving has sparked debate online, highlighting how young earners balance lifestyle choices and financial discipline.

India approves Rs 12,980 crore maritime insurance pool to protect shipping from global risks and reduce reliance on foreign insurers.

Personal loans can be extremely helpful during emergencies or when planning expenses for your big goals. However, for some applicants, getting the loan approved can be challenging. Lenders review multiple financial factors before approvals. They also have eligibility criteria that borrowers must meet before making an online personal loan application.

Across Indian households and small businesses, physical gold continues to act as a reliable financial backup during urgent cash needs such as festive inventory stocking or unexpected medical expenses. It offers immediate liquidity without requiring permanent sale of valuable assets.

DA hike announcement for 2026 is delayed, but experts say a 2% increase is likely, with arrears to be paid from January.

Avoid five common mistakes while buying term insurance to ensure your policy offers strong financial protection for your family when it matters most.

New Delhi: Central government employee unions have proposed a significant hike in salaries and benefits under the upcoming 8th Pay Commission, including a minimum basic pay of Rs 69,000 and a 6% annual increment. The recommendations, submitted by the National Council (Joint Consultative Machinery) (NC-JCM), aim to address rising living costs and improve long-term financial […]

FY27 tax calendar explained: Key deadlines from April to March to help you avoid penalties and plan better.

The 50% basic pay rule can significantly boost gratuity—especially for higher earners—though it may slightly reduce take-home salary.

New labour codes may reduce take-home salary slightly but boost PF savings and gratuity. Here’s how wage rules impact employees.

RBI proposes one-hour delay for UPI transfers above ₹10,000 to curb rising digital fraud while keeping daily payments unaffected.

A Bengaluru CA highlights how failing to update a nominee in a term insurance policy led to a 14-month legal delay for grieving children.

Global conflicts may shake markets, but disciplined investing, diversification, and long-term focus remain key for Indian investors navigating volatility.

The 8th Pay Commission has been given 18 months to submit its report, with salary revisions for central government employees likely after 2027.

In today’s fast-paced financial markets, milliseconds can make a difference between profit and loss. Whether you’re a day trader, scalper, or long-term investor who values execution speed, choosing a low-latency trading app is crucial.

Filing ITR in 2026? Check these five key links on the tax portal to avoid errors, speed up refunds, and stay compliant with new rules.

HRA exemption benefits expand to Bengaluru and other cities, offering higher tax relief and boosting take-home pay for salaried professionals.

Fixed deposits remain a safe option for seniors, offering higher interest rates and stable returns without the need for active monitoring.

Cross-border remittances have become a routine part of financial life for many individuals in India. Families support children studying abroad, professionals pay for international services, and relatives assist loved ones living overseas. With the United States being a major destination for education and employment, money transfers between the two countries occur frequently.

A Bengaluru CA’s childhood decision to skip a ₹500 picnic has sparked discussion on middle-class mindset and lifelong financial habits.